How to Complete an Auto Finance Application

One of the first steps of buying a car in Duluth is submitting a credit application. The good news is that you can apply for Genesis financing online using any device that has an internet connection. In many cases, it only takes a few minutes to obtain loan approval. You can also learn more about financing offers on models such as the G70, G80 and G90. Let's take a more detailed look at how you go about completing the auto finance process.

Answer a Few Simple Questions About Yourself

When applying for auto finance in Alpharetta, you will need to disclose your employment status and monthly income. You will also likely be asked if you make a rent or mortgage payment each month. Finally, a lender will need to know your name, address and other personal information to run a credit check.

What If Your Self-Employed?

If you are self-employed, it is generally acceptable to give a broad description of the type of work that you do. For instance, you could label yourself as a freelance author or consultant when completing an auto loan application. Lenders will consider a mix of freelance and traditional employment income when determining if you're eligible for financing.

Feel Free to Work With Any Lender

It is likely that Genesis of Gwinnett will work with a variety of lenders in an effort to help you qualify for a loan. On your finance application, you can request to work with a specific lender or allow the finance manager to pick the one that offers the best terms.

 

Completing an auto finance application is generally a straightforward task that only takes a few minutes of your time. If you have any questions about the loan application or about auto financing in general, a service team member will be happy to answer them.

The form is submitted using an HTTPS form action. All sensitive data is encrypted before transmission and is never sent as clear-text.

* Indicates a required field

Contact Information

Continue

Address Information

Back Continue

Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Back Continue

Banking Information

Back Continue

Co-Applicant Information

Back Continue

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Back Continue

Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

(enter your initials)

I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
Back